

Car sharing versus traditional rental: why Zipcar's bundled gas, insurance and 180 daily miles can cost less than a $40/day rental once you factor in fuel and coverage, plus how referral credits and student pricing make it even cheaperLearn more
At first glance, a $40/day rental from a conventional counter looks cheaper than Zipcar's $67–$90 daily rate. But Zipcar folds gas, insurance and 180 free miles into every booking — items that traditional agencies charge à la carte. A typical compact rental at $40/day plus $15 in fuel, $12 in collision coverage and local taxes can easily exceed $75. Meanwhile, a Zipcar sedan at $74/day drives 180 miles with the gas card already in the visor and coverage included. For trips under four hours, the math tilts even further: an hourly rate of $9–$11 with no separate fuel or insurance line items makes Zipcar competitive with rideshare for grocery runs, IKEA pickups or airport connections.
Where Zipcar truly shines is short urban trips — the two- to four-hour errands where you need wheels but not a full day. At $9–$11 per hour, a three-hour grocery run costs roughly $27–$33 with everything included. A comparable rideshare round-trip could cost $40–$60 in surge pricing, and a traditional rental requires you to stand in line at a counter and return the car with a full tank. Zipcar's app unlocks the car, logs your trip and charges your card automatically.
Honda Civics and Toyota Corollas. Ideal for city errands and short commutes. Hourly rates from $9.
RAV4s, Escapes and more. Good for moving furniture or weekend camping. Daily rates from $79.
Ford Transits for apartment moves and large pickups. Hourly from $14, daily from $89.
BMW, Audi and Prius models in select cities. Premium hourly rates from $13.
Pickup trucks for hardware runs and yard projects. Hourly from $11, daily from $75.
Seasonal fun cars in beach and resort markets. Available spring through fall.
Zipcar offers three plans — Lite, Standard and Plus — and the right choice depends entirely on how often you drive. Lite at $5/month gives you access to vehicles with slightly higher per-hour rates, designed for people who drive once a month or less. Standard at $9/month is the default, unlocking the lowest hourly and daily rates across the full fleet. Plus at $19/month adds priority reservations and a larger free-mileage allowance, useful for members who book weekend trips regularly.
| Plan | Monthly cost | Best for | Key perk |
|---|---|---|---|
| Lite | $5/month | Occasional drivers (1–2 trips/month) | Low commitment, upgrade anytime |
| Standard | $9/month | Regular drivers (3–5 trips/month) | Lowest hourly and daily rates |
| Plus | $19/month | Heavy users (6+ trips/month) | Priority reservations, extra mileage |
| Annual Standard | $90/year | Year-round users | Save $18 vs monthly ($7.50/month avg) |
| Campus | From $35/year | Students and faculty | Waived application fee at partner schools |
Every trip includes 180 miles per day (some plans offer 200). Beyond that, overage costs $0.58–$0.67 per mile depending on your market. Returning a car late triggers a $50/hour penalty, capped at $150 plus usage charges. Leaving the tank below one-quarter adds a $30 fuel charge. And if you smoke in the vehicle, expect a cleaning fee up to $150. Set a phone reminder 30 minutes before your reservation ends to avoid the late penalty — it is the single most common charge members report.
Insurance is secondary, meaning your personal auto policy pays first if you have one. Zipcar includes a damage-fee liability of up to $1,000 per incident, but you can purchase a damage-fee waiver to reduce it. If you do not carry personal insurance, Zipcar's policy still covers you, but you bear the full damage-fee amount unless you buy the waiver. Check the membership contract for exact liability limits in your state.
Zipcar sets rates by metropolitan market, and the differences are significant. A Honda Civic that costs $9.50/hour in Los Angeles may run $10.50/hour in New York City. Daily rates range from $66 in Houston to $89 in Manhattan. Always look up your local pricing on zipcar.com/pricing before budgeting a trip — entering your city reveals exact hourly and daily rates for each vehicle class available near you.
| City | Hourly (compact) | Daily (compact) | Mileage included |
|---|---|---|---|
| New York City | $9.94 | $89 | 180 mi/day |
| Los Angeles | $9.50 | $66 | 180 mi/day |
| Chicago | $8.50 | $78 | 180 mi/day |
| Houston | $10.00 | $74 | 180 mi/day |
| Philadelphia | $9.25 | $76 | 180 mi/day |
| Boston | $10.25 | $85 | 180 mi/day |
Zipcar's referral program gives both the referrer and the new member a $25 driving credit. If you sign up using a friend's link during a first-month-free promotion, you get your initial month waived plus the $25 credit — that can cover roughly 20 hours of compact-car driving before you pay a cent. For students, the university partnership cuts the annual membership to as low as $35/year (roughly $2.92/month) and often waives the $25 application fee entirely. At participating campuses, cars are parked directly on university grounds, eliminating the need for transit to reach a Zipcar lot.
Stacking these programs is straightforward: join through a referral link for the $25 credit, choose the campus rate if you are eligible, and switch to the annual plan after your free trial to lock in the $90/year price — effectively $7.50/month compared with the $9/month rolling rate. Over a year, that combination can save more than $100 compared with a member who signs up at full price without referrals.
Yes. Every trip comes with fuel (use the Zipcar gas card in the visor), secondary insurance and 180 miles per day. You do not pay extra for gas or basic coverage, though you can add a damage-fee waiver to reduce your liability.
Most promo codes apply during registration or at checkout for your first booking. Existing members can earn credits through the referral program — each friend who joins earns you a $25 driving credit. Check the promotions section in your account for any member-exclusive offers Zipcar may be running.
Late returns are charged at $50 per hour, up to a maximum of $150, plus standard usage fees. If another member has the car reserved right after you, the penalty can be even higher. Always set a reminder 30 minutes before your booking ends to avoid these charges.
The annual plan costs $90 per year versus $108 for twelve months at $9/month — saving you $18. If you also factor in a first-month-free promotion, you effectively pay $90 for 13 months of access, bringing the average down to about $6.92/month. Students at partner universities pay even less at $35/year.
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